not sure which it was, house, travel, or car but wasn't mentioned untill payed and policy in hand clearly stated no cover for vip members of dk. or something simular wording.
decided if needed to claim would have asked admin for change of status
ALWAYS ASK FOR A LOOK AT SMALL PRINT FIRWT
last thing you want is void claim
Source: http://www.digital-kaos.co.uk/forums/f4/annual-travel-insurance-282500/
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